Before you move forward, let us first say that you shouldn’t deal with any insurance adjusters on your own. You should have a lawyer on your side after a car accident to deal with insurance companies on your behalf. However, if you ever find yourself in a position where you are speaking with an insurance adjuster, it’s important to protect yourself.
There are a few statements you want to avoid making when you speak with an insurance adjuster. Keep in mind: insurance adjusters are quick to use your statements against you if it means protecting their profits.
Don’t Make Uncertain Statements
You don’t want to sound uncertain when making statements about what happened in the car accident. If you say “you think” something happened, insurance adjusters may try to use this against you. They may try to claim that your memory of the accident isn’t clear and that your statement is not valid.
Be Careful When Apologizing
You can feel empathetic at the scene of the crash but be careful with apologetic sentiments. What you do in good faith may be taken out of context, and insurance adjusters may use your apologies to dictate fault.
Don’t Give More Details Than Necessary
Give honest and truthful facts about your accident and nothing more than necessary. You don’t want to say something that contradicts your earlier statement or causes insurance adjusters to deny or minimize your claim. Only tell them the essential information and instruct them to speak with your lawyer.
At The Paris Law Group, PC, we’ll deal with insurance adjusters on your behalf. Whether you are going through your own insurance in a no-fault claim or you are pursuing compensation from a negligent driver’s provider following a serious injury, we’ll be there to help you. Our New York car accident attorneys have the experience and knowledge necessary to give you peace of mind at all times.